bank check - significado y definición. Qué es bank check
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Qué (quién) es bank check - definición

CHEQUE FROM THE DIRECT FUNDS OF A FINANCIAL INSTITUTION
Bank cheque; Cashiers check; Cashier's cheque; Bank Cheque; Bank check; Treasurer's cheque; Treasurer's check; Cashier's Check; Teller's Check; Official check; Cashiers checks; Cashier check; Officer's check; Manager's check; Cashier’s order; Cashier's order

cashier's check         
n. a check issued by a bank on its own account for the amount paid to the bank by the purchaser with a named payee, and stating the name of the party purchasing the check (the remitter). The check is received as cash since it is guaranteed by the bank and does not depend on the account of a private individual or business. Cashiers' checks are commonly used when payment must be credited immediately upon receipt for business, real estate transfers, tax payments and the like.
Cashier's check         
·add. ·- A check drawn by a bank upon its own funds, signed by the cashier.
Cashier's check         
A cashier's check (or cashier's cheque, cashier's order) is a check guaranteed by a bank, drawn on the bank's own funds and signed by a cashier. Cashier's checks are treated as guaranteed funds because the bank, rather than the purchaser, is responsible for paying the amount.

Wikipedia

Cashier's check

A cashier's check (or cashier's cheque, cashier's order) is a check guaranteed by a bank, drawn on the bank's own funds and signed by a cashier. Cashier's checks are treated as guaranteed funds because the bank, rather than the purchaser, is responsible for paying the amount. They are commonly required for real estate and brokerage transactions.

Genuine cashier's checks deposited into a bank account are usually cleared the next day. The customer can request "next-day availability" when depositing a cashier's check in person. Forged cashier's checks may bounce 2 weeks after being deposited.

When cashier’s checks took weeks to clear the banks, they were often forged in fraud schemes. The recipient of the check would deposit it in their account and withdraw funds under next-day availability, assuming it was legitimate. The bank might not be informed the check was fraudulent until, perhaps, weeks after the customer had withdrawn funds made available by the fraudulent deposit, by which time the customer would be legally liable for the cash already withdrawn.

A customer asks a bank for a cashier's check, and the bank debits the amount from the customer's account immediately and assumes the responsibility for covering the cashier's check. That is in contrast with a personal check, for which the bank does not debit the amount from the customer's account until the check is deposited or cashed by the recipient.

A cashier's check is not the same as a teller's check, also known as a banker's draft, which is a check provided to a customer of a bank or acquired from a bank for remittance purposes and drawn by the bank, and drawn on another bank or payable through or at a bank.

A cashier's check is also different from a certified check, which is a personal check written by the customer and drawn on the customer's account, on which the bank certifies that the signature is genuine and that the customer has sufficient funds in the account to cover the check.

Also, a cashier's check should not be confused with a counter check, which is a non-personalized check provided by the bank for the convenience of a customer making withdrawals or payments, but it is not guaranteed and is functionally equivalent to a personal check.

Ejemplos de uso de bank check
1. A respected internationalist to lead the World Bank – check.
2. Arab News Prince Faisal bin Salman receives a replica of the bank check from Yaqoub Al–Sharif, CEO of Sara Corporation, 2nd from right, in Riyadh on Monday.
3. Not since the House bank check–kiting scandal of the early 1''0s have so many seats been affected by scandals, and not since the Abscam bribery cases of the 1'70s have the charges been so serious.
4. On the day the money was deposited, it was withdrawn via another branch in two tranches, one in cash and one through a bank check that was deposited and paid.
5. Democrats said they plan to capitalize on the junkets issue the same way Republicans leveraged the House bank check–bouncing scandal when they won control of Congress in 1''4÷ as a vivid symbol, understandable to the average voter, of a majority party that has lost touch with voters.